/* =========================================================
   Realtor Mortgage Network - Realtors Landing V1
   Desktop + responsive HTML/CSS landing based on flyer reference
   ========================================================= */

:root{
  --black:#000;
  --dark:#050505;
  --white:#fff;
  --soft:#f5f5f1;
  --gold:#d5a729;
  --gold2:#f0cd57;
  --muted:#444;
  --border:rgba(213,167,41,.6);
  --max:1180px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  background:#000;
  color:#fff;
  font-family:Arial, Helvetica, sans-serif;
  line-height:1.35;
}
a{text-decoration:none;color:inherit}
img{display:block;max-width:100%}
.section-shell{max-width:var(--max);margin-inline:auto}

.topbar{
  min-height:78px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:20px;
  padding:10px clamp(18px,4vw,44px);
  background:#050505;
  border-bottom:1px solid rgba(213,167,41,.45);
}
.brand img{width:135px}
.call-top{
  display:flex;
  align-items:center;
  gap:12px;
  color:#fff;
  font-family:Arial Black,Arial,sans-serif;
  text-transform:uppercase;
}
.call-icon{
  width:44px;height:44px;border-radius:50%;
  border:4px solid var(--gold);
  color:var(--gold);
  display:grid;place-items:center;
  font-size:22px;
}
.call-top strong{display:block;color:var(--gold);font-size:15px;line-height:1}
.call-top b{display:block;font-size:31px;line-height:1;text-shadow:0 0 12px rgba(255,255,255,.25)}

.hero{
  position:relative;
  min-height:410px;
  display:grid;
  grid-template-columns:51% 49%;
  align-items:center;
  overflow:hidden;
  background:
    radial-gradient(circle at 78% 50%, rgba(213,167,41,.25), transparent 32%),
    linear-gradient(90deg,#fff 0%,#fff 51%,#f7f6f2 70%,#eee 100%);
}
.hero::before{
  content:"";
  position:absolute;
  inset:0;
  background:
    radial-gradient(circle at 75% 20%, rgba(213,167,41,.18), transparent 22%),
    linear-gradient(110deg, transparent 0 47%, rgba(255,255,255,.55) 51%, rgba(255,255,255,0) 68%);
  pointer-events:none;
  z-index:2;
}
.hero-copy{
  position:relative;
  z-index:3;
  padding:34px clamp(20px,4vw,52px);
  color:#000;
}
.audience{
  margin:0;
  font-family:Arial Black,Arial,sans-serif;
  font-size:clamp(34px,4vw,48px);
  line-height:.95;
  text-transform:uppercase;
  letter-spacing:-1px;
}
.hero h1{
  margin:2px 0 14px;
  font-family:Arial Black,Impact,Arial,sans-serif;
  font-size:clamp(58px,6.3vw,88px);
  line-height:.88;
  letter-spacing:-2px;
  text-transform:uppercase;
}
.hero h1 span{
  display:block;
  color:#050505;
}
.hero h1::first-line,
.hero h1{
  color:#050505;
}
.hero h1{
  color:var(--gold);
}
.hero h1 span{
  color:#050505;
}
.hero-line{
  margin:0 0 24px;
  color:#2c2c2c;
  font-family:Arial Black,Arial,sans-serif;
  font-size:clamp(17px,1.9vw,23px);
  line-height:1.08;
  text-transform:uppercase;
}
.hero-line strong{color:#111}
.hero-media{
  position:relative;
  z-index:1;
  align-self:stretch;
  overflow:hidden;
}
.hero-media::after{
  content:"";
  position:absolute;
  inset:0;
  background:
    linear-gradient(90deg,rgba(255,255,255,.92) 0%,rgba(255,255,255,.52) 12%,rgba(255,255,255,0) 34%),
    linear-gradient(180deg,rgba(255,255,255,.15),rgba(0,0,0,.1));
}
.hero-media img{
  width:100%;
  height:100%;
  min-height:410px;
  object-fit:cover;
  object-position:center;
  filter:saturate(1.05) contrast(1.05) brightness(1.05);
}
.hero-logo{
  position:absolute;
  z-index:4;
  right:52px;
  top:36px;
  width:145px;
  filter:drop-shadow(0 2px 6px rgba(255,255,255,.35));
}

.hero-actions,
.bottom-actions{
  display:flex;
  gap:14px;
  flex-wrap:wrap;
}
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  min-width:190px;
  padding:13px 22px;
  border-radius:8px;
  font-family:Arial Black,Arial,sans-serif;
  text-transform:uppercase;
  font-size:18px;
  line-height:1;
  border:2px solid transparent;
  box-shadow:0 8px 20px rgba(0,0,0,.28);
  transition:transform .2s ease,filter .2s ease,box-shadow .2s ease;
}
.btn:hover{transform:translateY(-2px);filter:brightness(1.06);box-shadow:0 14px 26px rgba(0,0,0,.36)}
.btn-gold{background:linear-gradient(180deg,#f1c954,#bc831f);color:#fff;border-color:#f5d56e}
.btn-black{background:linear-gradient(180deg,#121212,#030303);color:#fff;border-color:#555}
.app-icon{
  position:relative;
  display:inline-block;
  width:22px;height:25px;
  border:3px solid currentColor;
  border-radius:2px;
}
.app-icon::before{
  content:"";
  position:absolute;left:4px;right:4px;top:6px;height:3px;background:currentColor;
  box-shadow:0 6px 0 currentColor;
}
.app-icon::after{
  content:"";position:absolute;right:-6px;bottom:1px;width:13px;height:4px;background:currentColor;
  transform:rotate(-42deg);border-radius:2px;
}
.phone-icon{font-size:22px}

.process-band{
  max-width:var(--max);
  margin-inline:auto;
  padding:18px 24px 22px;
  background:#050505;
  border-top:1px solid rgba(213,167,41,.45);
  border-bottom:1px solid rgba(213,167,41,.45);
  text-align:center;
}
.process-band h2{
  margin:0 0 16px;
  font-family:Arial Black,Arial,sans-serif;
  font-size:clamp(24px,3vw,33px);
  text-transform:uppercase;
}
.process-band h2 span{color:var(--gold)}
.process-grid{
  display:grid;
  grid-template-columns:1fr 38px 1fr 38px 1fr 38px 1fr;
  gap:10px;
  align-items:start;
}
.process-grid article{
  display:grid;
  justify-items:center;
  gap:6px;
}
.process-icon{
  width:74px;height:74px;border-radius:50%;
  display:grid;place-items:center;
  border:3px solid var(--gold);
  color:var(--gold);
  font-family:Arial Black,Arial,sans-serif;
  font-size:31px;
}
.process-grid h3{
  margin:0;
  font-family:Arial Black,Arial,sans-serif;
  font-size:16px;
  text-transform:uppercase;
}
.process-grid p{
  margin:0;
  color:#d8d8d8;
  font-size:13px;
}
.step-arrow{
  color:var(--gold);
  font-family:Arial Black,Arial,sans-serif;
  font-size:36px;
  padding-top:18px;
}

.programs{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:14px;
  padding:22px clamp(18px,3vw,28px);
  background:#fff;
}
.program-card{
  position:relative;
  border-radius:7px;
  overflow:hidden;
  min-height:230px;
  box-shadow:0 8px 20px rgba(0,0,0,.22);
}
.program-card img{
  width:100%;
  height:230px;
  object-fit:cover;
  filter:saturate(1.05) contrast(1.04);
}
.program-card::after{
  content:"";
  position:absolute;
  inset:45% 0 0;
  background:linear-gradient(180deg,rgba(0,0,0,0),rgba(0,0,0,.82) 50%,#000);
}
.program-card h2{
  position:absolute;
  left:0;right:0;bottom:0;
  z-index:2;
  min-height:48px;
  margin:0;
  display:flex;
  align-items:center;
  justify-content:center;
  gap:8px;
  padding:9px;
  background:rgba(0,0,0,.72);
  color:#fff;
  text-align:center;
  text-transform:uppercase;
  font-family:Arial Black,Arial,sans-serif;
  font-size:13px;
  line-height:1.1;
}
.program-card h2 span{color:var(--gold)}

.benefit-panel{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:0;
  padding:20px 24px;
  background:#fff;
  color:#111;
  border-top:1px solid #e2e2e2;
  border-bottom:1px solid #e2e2e2;
}
.benefit-panel div{
  min-height:98px;
  display:grid;
  align-content:center;
  justify-items:center;
  text-align:center;
  gap:8px;
  padding:12px 18px;
  border-right:1px solid #ddd;
}
.benefit-panel div:last-child{border-right:0}
.benefit-panel span{
  width:42px;height:42px;border-radius:50%;
  display:grid;place-items:center;
  background:linear-gradient(180deg,#f2ce62,#bd8a1e);
  color:#fff;
  font-family:Arial Black,Arial,sans-serif;
  font-size:24px;
}
.benefit-panel strong{
  font-family:Arial Black,Arial,sans-serif;
  font-size:13px;
  line-height:1.12;
  text-transform:uppercase;
}

.bottom-cta{
  position:relative;
  min-height:170px;
  overflow:hidden;
  display:grid;
  place-items:center;
  background:#111;
}
.bottom-bg{
  position:absolute;
  inset:0;
}
.bottom-bg::after{
  content:"";
  position:absolute;
  inset:0;
  background:
    linear-gradient(90deg,rgba(0,0,0,.6),rgba(0,0,0,.08),rgba(0,0,0,.65)),
    linear-gradient(180deg,rgba(0,0,0,.15),rgba(0,0,0,.45));
}
.bottom-bg img{
  width:100%;
  height:100%;
  object-fit:cover;
  filter:saturate(1.05) brightness(1.05);
}
.bottom-actions{
  position:relative;
  z-index:2;
}

.contact-footer{
  display:grid;
  grid-template-columns:1.5fr 1fr 1fr .55fr;
  align-items:center;
  gap:16px;
  padding:22px 26px;
  background:#050505;
  border-top:1px solid rgba(213,167,41,.45);
  border-bottom:1px solid rgba(213,167,41,.25);
}
.contact-footer>div{
  min-height:92px;
  display:grid;
  align-content:center;
  border-right:1px solid rgba(213,167,41,.45);
  padding-right:18px;
}
.contact-footer>div:last-child{border-right:0}
.crown{color:var(--gold);font-size:44px;line-height:1}
.tagline p{
  margin:0;
  font-family:Arial Black,Arial,sans-serif;
  text-transform:uppercase;
  font-size:19px;
  line-height:1.1;
}
.tagline span{color:var(--gold)}
.phone-footer strong{
  color:var(--gold);
  font-size:22px;
}
.phone-footer p{
  margin:0;
  font-family:Arial Black,Arial,sans-serif;
}
.footer-brand img{width:140px}
.housing img{width:76px}

.legal{
  padding:16px 24px 30px;
  background:#020202;
  color:#ddd;
  font-size:12px;
}
.legal p{margin:0 0 8px}
.legal strong{color:#fff}

@media (max-width:950px){
  .hero{grid-template-columns:1fr;min-height:auto}
  .hero-copy{padding:28px 24px 18px}
  .hero-media{min-height:300px}
  .hero-logo{right:24px;top:24px;width:120px}
  .process-grid{grid-template-columns:1fr 1fr;gap:18px}
  .step-arrow{display:none}
  .programs{grid-template-columns:repeat(2,1fr)}
  .benefit-panel{grid-template-columns:repeat(2,1fr)}
  .contact-footer{grid-template-columns:1fr 1fr}
  .contact-footer>div:nth-child(2){border-right:0}
}

@media (max-width:620px){
  .topbar{min-height:68px;padding:9px 18px}
  .brand img{width:112px}
  .call-top strong{display:none}
  .call-top b{font-size:20px}
  .call-icon{width:38px;height:38px;font-size:19px}

  .hero-copy{padding:25px 20px 18px}
  .audience{font-size:31px}
  .hero h1{font-size:54px;letter-spacing:-1px}
  .hero-line{font-size:17px}
  .hero-actions{display:grid;grid-template-columns:1fr;gap:12px}
  .btn{width:100%;min-height:62px;font-size:18px}
  .hero-logo{position:relative;right:auto;top:auto;width:130px;margin:0 20px 16px auto}
  .hero-media{min-height:250px}
  .hero-media::after{background:linear-gradient(180deg,rgba(255,255,255,.15),rgba(0,0,0,.12))}

  .process-band{padding:20px 18px}
  .process-grid{grid-template-columns:1fr}
  .process-icon{width:68px;height:68px}
  .programs{grid-template-columns:1fr;padding:18px 16px}
  .program-card{min-height:210px}
  .program-card img{height:210px}
  .benefit-panel{grid-template-columns:1fr;padding:0}
  .benefit-panel div{border-right:0;border-bottom:1px solid #ddd;min-height:86px}
  .benefit-panel div:last-child{border-bottom:0}

  .bottom-cta{min-height:160px;padding:22px}
  .bottom-actions{display:grid;grid-template-columns:1fr;width:100%;max-width:420px}
  .contact-footer{grid-template-columns:1fr;padding:24px 26px}
  .contact-footer>div{
    border-right:0!important;
    border-bottom:1px solid rgba(213,167,41,.4);
    padding-right:0;
    padding-bottom:18px;
  }
  .contact-footer>div:last-child{border-bottom:0}
  .housing img{width:86px}
}

@media (max-width:430px){
  .hero h1{font-size:46px}
  .audience{font-size:27px}
  .hero-line{font-size:15px}
  .program-card,.program-card img{height:195px;min-height:195px}
  .process-band h2{font-size:22px}
}


/* ===== V1.1 asset visibility refinement ===== */
.hero-media img{
  filter:saturate(1.08) contrast(1.06) brightness(1.08);
  object-position:center center;
}

.hero-media::after{
  background:
    linear-gradient(90deg,rgba(255,255,255,.90) 0%,rgba(255,255,255,.50) 13%,rgba(255,255,255,0) 38%),
    linear-gradient(180deg,rgba(255,255,255,.08),rgba(0,0,0,.12));
}

.program-card img{
  filter:saturate(1.08) contrast(1.05) brightness(1.02);
}

.program-card::after{
  inset:50% 0 0;
  background:linear-gradient(180deg,rgba(0,0,0,0),rgba(0,0,0,.70) 42%,#000 82%);
}

.bottom-bg img{
  filter:saturate(1.08) brightness(1.08) contrast(1.05);
}

@media (max-width:620px){
  .program-card,
  .program-card img{
    height:220px;
    min-height:220px;
  }
}

/* ===== Realtor Lead Form Page ===== */
.form-page{
  background:
    radial-gradient(circle at 72% 12%, rgba(213,167,41,.16), transparent 34%),
    linear-gradient(180deg,#080808,#000);
  min-height:calc(100vh - 78px);
}

.form-hero{
  display:grid;
  grid-template-columns:1fr 430px;
  gap:32px;
  align-items:center;
  padding:54px clamp(20px,4vw,46px);
}

.form-copy{ color:#fff; }
.form-copy .audience{ color:var(--gold); font-size:22px; margin-bottom:10px; }

.form-copy h1,
.thank-you h1{
  margin:0 0 14px;
  font-family:Arial Black,Impact,Arial,sans-serif;
  font-size:clamp(48px,6vw,84px);
  line-height:.92;
  text-transform:uppercase;
}

.form-copy p{
  max-width:620px;
  font-size:21px;
  font-weight:700;
}

.form-copy ul{
  list-style:none;
  margin:22px 0 0;
  padding:0;
  display:grid;
  gap:10px;
  font-family:Arial Black,Arial,sans-serif;
  font-size:20px;
}

.lead-form{
  background:#fff;
  color:#111;
  border:3px solid var(--gold);
  border-radius:16px;
  padding:26px;
  box-shadow:0 20px 45px rgba(0,0,0,.45);
}

.lead-form label{
  display:block;
  margin:0 0 7px;
  font-family:Arial Black,Arial,sans-serif;
  font-size:13px;
  text-transform:uppercase;
}

.lead-form label span{ color:#b80000; }

.lead-form label small{
  font-family:Arial, Helvetica, sans-serif;
  text-transform:none;
  color:#666;
  font-size:12px;
}

.lead-form input,
.lead-form textarea{
  width:100%;
  margin:0 0 15px;
  padding:14px 13px;
  border:1px solid #cfcfcf;
  border-radius:8px;
  font:16px Arial, Helvetica, sans-serif;
  background:#f7f7f7;
}

.lead-form input:focus,
.lead-form textarea:focus{
  outline:3px solid rgba(213,167,41,.32);
  border-color:var(--gold);
  background:#fff;
}

.hp-field{
  position:absolute;
  left:-9999px;
  opacity:0;
  pointer-events:none;
}

.form-submit{
  width:100%;
  color:#fff;
  cursor:pointer;
}

.form-disclaimer{
  margin:14px 0 0;
  color:#555;
  font-size:12px;
  line-height:1.35;
}

.thank-you{
  min-height:calc(100vh - 78px);
  display:grid;
  place-items:center;
  align-content:center;
  text-align:center;
  padding:64px 24px;
}

.thank-you p{
  max-width:680px;
  margin:0 auto 24px;
  font-size:22px;
  font-weight:700;
}

@media (max-width:850px){
  .form-hero{
    grid-template-columns:1fr;
    padding:36px 18px;
  }
  .lead-form{ padding:22px; }
}

@media (max-width:480px){
  .form-copy h1,
  .thank-you h1{ font-size:42px; }
  .form-copy p{ font-size:18px; }
  .form-copy ul{ font-size:18px; }
}

/* ===== V2.1 fixed form layout / anti-cache backup ===== */
.lead-form{display:block;width:100%;}
.lead-form label{display:block;}
.lead-form input,.lead-form textarea{display:block;width:100%;}
.hp-field{position:absolute!important;left:-9999px!important;top:auto!important;width:1px!important;height:1px!important;opacity:0!important;overflow:hidden!important;pointer-events:none!important;}